Frequently Asked Questions (National Health Insurance)

QuestionPlease tell me about the National Health Insurance Card for Older Adults.

Response

The Older Adults Benefit Certificate is issued separately from the Health Insurance Card for individuals aged 70 and over, and it specifies the percentage of co-payment applicable to that individual.
From the month following the month of your 70th birthday (if your birthday is on the 1st, it will be the birthday month), the percentage of co-payment you will pay at medical institutions will be either 20% or 30%, depending on your income from the previous year.
When visiting medical institutions, please present both the Health Insurance Card and the Older Adults Benefit Certificate at the reception.

Proportion of Medical Expenses

Resident tax taxable income for those aged 70 and over (National Health Insurance members) Less than 1.45 million yen	Residents aged 70 and over (National Health Insurance members) with taxable income for resident tax 1.45 million yen or more
20%	30%

Note: Even for those who fall under the 30% burden, if the total income of National Health Insurance members aged 70 and over is less than 5.2 million yen for two or more people, or less than 3.83 million yen for one person, it will become a 20% burden upon application.