Frequently Asked Questions (Long-Term Care Insurance)

QuestionPlease tell me how to pay the Long-Term Care Insurance premiums.

Response

Persons aged 65 and over

Those who have a Certificate of Residence in Inagi City will each contribute to Inagi City, regardless of the health insurance or dependents they are enrolled in.

Special Collection (Deducted from Pension)

Those whose basic pension is 180,000 yen or more per year among public pensions

During the six annual pension payments, the Long-Term Care Insurance premium will be deducted from the pension before it is deposited into the account. The amount deducted each time is not uniform, as shown in the table below.

April, June	August, October, December, February
Provisional Collection (Same amount as the previous February)	{Confirmed insurance premium amount for that fiscal year - (April payment + June payment)} ÷ 4 times

The collection amount for April and June will be provisionally collected at the same amount as February, as the resident tax for that fiscal year has not been finalized (finalization occurs in June). The annual insurance premium will be calculated in July, and the collection amount will be adjusted from August onwards.

Even if the Pension is over 180,000 yen per year, there may be cases where it is temporarily paid with a payment slip.

When paying with a payment slip	Payment Method
When I turned 65 years old When moving in from other cities and towns When the Pension payments begin	Deductions from the Pension will generally begin about six months to one year later. Until then, payments will be made through regular collection (payment slip or bank transfer).
When the insurance premium increases during the fiscal year	The increased amount will be paid through regular collection (payment slip or bank transfer).
When the insurance premium is reduced during the fiscal year When the Pension is temporarily suspended	Special collection (deduction from Pension) will be temporarily stopped. During the period until it resumes, payments will be made through regular collection (payment slip or bank transfer).

Payment by payment slip or direct debit (Ordinary Collection)

Those with a public pension, whose basic pension is less than 180,000 yen per year, who have turned 65 years old, or who have moved to Inagi City, etc.

The annual amount is divided into 9 installments from July to March of the following year. (For those who became insured in Inagi City after July, payments will generally start from the following month.)
We will send you a payment slip, so please make your payment by the specified due date.

Direct Debit

Payment of Long-Term Care Insurance premiums is recommended to be done via convenient and secure bank transfer. This eliminates the hassle of going to make payments and the worry of forgetting to pay. Please make use of this option. (It generally takes about one and a half to two months from application to start.)
There are two methods to apply.

(1) Application by Direct Debit Request

The direct debit request form is available at the financial institutions eligible for direct debit within the city and at Inagi City Hall. If you wish to set up a direct debit, please contact the counter of each financial institution or the Senior Welfare Division.

• Application Destination
  Financial Institutions Eligible for Direct Debit
  Please submit the "Direct Debit Request Form" at the counter.
  Please check with the financial institution for what to bring.
• Start Month for Transfer
  The month following the application or the month after that (if the payment for the current fiscal year is fully paid, then from the next fiscal year)
• Financial Institutions
  Mizuho Bank, Mitsubishi UFJ Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, Saitama Resona Bank, Kiraboshi Bank, Yokohama Bank, Yamanashi Chuo Bank, Sawayaka Shinkin Bank, Jonan Shinkin Bank, Tama Shinkin Bank, Mitsubishi UFJ Trust and Banking Corporation, Central Labor Bank, Tokyo South Agricultural Cooperative, various agricultural cooperatives in Tokyo (excluding islands), Japan Post Bank

(2) Application for the 'Pay-easy Account Transfer Reception Service'

At the Long-Term Care Insurance Division's counter, you can easily complete the account transfer procedure by reading the cash card of the designated financial institution on a dedicated terminal and entering your PIN. (In some cases, it may be possible to start the procedure faster than the usual process.) Please note that while you need to fill out the account transfer request form, a financial institution registered seal is not required.

• Application Destination
  Senior Welfare Division Long-Term Care Insurance Section, Hirao Branch Office, Wakabadai Branch Office
  Note: Only the account holder can proceed with the application.
• Necessary Items
  • Cash cards from eligible financial institutions (IC-only and fingerprint authentication cards, multifunction cash cards are not supported)
  • Identification documents (Health Insurance Card, payment notification, payment slip, etc.)
  • Direct Debit Request Form (Available at the counter)
• Start Month for Transfer
  Application month or the following month (if there are no due items within the fiscal year, then from the following fiscal year)
• Eligible Financial Institutions
  Mizuho Bank, Mitsubishi UFJ Bank, Sumitomo Mitsui Banking Corporation, Kiraboshi Bank, Yokohama Bank, Japan Post Bank