Frequently Asked Questions (Long-Term Care Insurance)

QuestionCan I use Long-Term Care Insurance services even if I am under 65 years old?

Response

Individuals aged 40 and over who are enrolled in health insurance and have been certified as needing care due to age-related diseases that fall under Long-Term Care Insurance ( Specified Diseases ) can utilize Long-Term Care Insurance services.
Note: Diseases caused by physical and mental changes associated with aging are applicable, and traumatic diseases are not included.

List of Specific Diseases

1. Cancer [Terminal Cancer]
   This applies only to cases where a physician has determined, based on generally accepted medical knowledge, that there is no prospect of recovery.
2. Rheumatoid Arthritis
3. Amyotrophic Lateral Sclerosis (commonly known as ALS)
4. Ossification of the posterior longitudinal ligament
5. Osteoporosis with fractures
6. Dementia in Early Old Age
7. Progressive Supranuclear Palsy, Corticobasal Degeneration, and Parkinson's Disease [Parkinson's Disease Related Disorders]
8. Spinocerebellar Degeneration
9. Spinal Canal Stenosis
10. Progeria
11. Multiple System Atrophy
12. Diabetic neuropathy, diabetic nephropathy, and diabetic retinopathy
13. Cerebrovascular Disease
14. Obstructive Arteriosclerosis
15. Chronic Obstructive Pulmonary Disease
16. Osteoarthritis with significant deformity of both knee joints or hip joints