Please tell me about the payment deferral system for the national pension.

If you are under the age of 50 and have difficulty paying the National Pension premium due to your low income, you can apply for a grace period and have it approved.

The payment deferment system can only be used by those under the age of 50, and it is necessary that the previous year's income of both the applicant and the applicant's spouse meet certain criteria.

The approval period is from July (or the month corresponding to the first insured person) to June of the following year. For those who turn 50 in the middle of the fiscal year, the deadline is the month before the month in which they turn 50. The results of the examination will be notified by the Japan Pension Service at a later date.

In principle, in order to receive the old-age basic pension, it is necessary to complete payment of premiums for at least 10 years. will be But it is not included in period targeted for calculation of sum of old-age basic pension.
(explanatory note) Premium payment finished period of 40 years is necessary to receive old-age basic pension of full amount.
For this reason, in order to receive the full amount of the old-age basic pension in the future, it is possible to pay (additional payment) the premiums during the payment grace period retroactively up to 10 years ago. (However, if additional payments are made for the third year or earlier, a certain additional amount will be added to the insurance premiums at that time.)

In the event of an unforeseen event such as disability or death, one of the following payment requirements must be met in order to claim the Disability Basic Pension or the Survivor's Basic Pension. , It will be the target period of the requirement, so you can rest assured even in case of emergency.
(1) On the date of the first medical examination or the day before the date of death, two-thirds or more of the insured period (including the premium exemption period) of the insured period until the month before the date of the first medical examination or the date of death. (2) If the date of the first medical examination or the date of death is on or before March 31, 2026, the day before the date of the first medical examination or the date of death will be insured for the most recent one year up to two months before the date of the first medical examination or the date of death. no delinquency in payment

If the payment deferment is approved, those who wish to apply for the following fiscal year will be able to continue the examination from the following fiscal year onwards. However, those who were approved for reasons such as unemployment or disaster must apply again in the following fiscal year.

Fuchu Pension Office, City Hall Insurance and Pension Division, Hirao Branch Office, Wakabadai Branch Office Note: You can apply for payment deferment electronically from Mynaportal. Go to "You can apply for national pension procedures electronically (you can apply for them at any time using your smartphone or PC)"

(1) Identity verification documents (My Number Card, driver's license, etc.) and Basic Pension Number Notification, Pension Book, Payment Slip, etc. (2) Those who have lost their jobs must submit one of the following documents: ``Notice of Eligibility for Employment Insurance Recipient or Certificate of Eligibility to Receive Employment Insurance'' ``Notice of Confirmation of Loss of Eligibility for Employment Insurance Coverage'' ``Response to Confirmation of Notification of Acquisition of Qualification for Employment Insurance Coverage''
　　

Contact Information

Insurance and Pension Section Telephone 042-378-2111 Extension 142, 143
Fuchu Pension Office
Zip Code 183-8505
Address 2-12-2, Fuchu-cho, Fuchu-shi
Telephone 042-361-1011