Nursing care insurance premiums and how to pay
Updated: July 1, 2024
Insurance premiums for people aged 65 and over (Category 1 insured person)
The standard insurance premium amount for people aged 65 and over is determined based on the total cost of nursing care services used by insured persons in Inagi City.
The standard insurance premium amount in Inagi City is 67,200 yen per year .
Note: "Standard amount" is the amount used as the standard for calculating insurance premiums for the first insured person (those aged 65 or older) under long-term care insurance, and is determined by ordinance.
Income levels and nursing care insurance premiums [2024 fiscal year]
step | Target audience | Insurance premium (annual) | |
---|---|---|---|
1st stage | ・Recipients of old-age welfare pensions who are exempt from resident tax themselves and all members of their household ・Recipients of welfare assistance ・Recipients of support benefits for Japanese nationals remaining in China ・Recipients who are exempt from resident tax themselves and all members of their household whose total income for the previous year + taxable pension income is 800,000 yen or less | 16,600 yen (28,000 yen before reduction) |
|
2nd stage | If all members of a household are exempt from resident tax and the sum of the individual's total income for the previous year and taxable pension income is | ・Over 800,000 yen and under 1.2 million yen | 28,800 yen (42,200 yen before reduction) |
3rd stage | ・Those who earn more than 1.2 million yen | 42,200 yen (42,500 yen before reduction) |
|
4th stage | If the person is exempt from resident tax (if there is a person in the household who is subject to resident tax), the sum of the person's total income for the previous year and taxable pension income is | ・Those who earn less than 800,000 yen | 55,800 yen |
5th stage | ・Those who earn more than 800,000 yen | 67,200 yen | |
6th stage | If the person is subject to resident tax and the total income amount for the previous year is | ・Those with less than 1.2 million yen | 80,600 yen |
Stage 7 | ・Persons with a total of 1.2 million yen or more but less than 2.1 million yen | 87,300 yen | |
8th stage | ・Persons with income of 2.1 million yen or more but less than 3.2 million yen | 100,800 yen | |
9th stage | ・Those earning between 3.2 million and 4.2 million yen | 114,200 yen | |
Stage 10 | ・Those earning between 4.2 million and 5.2 million yen | 127,600 yen | |
Stage 11 | ・Those earning between 5.2 million and 6.2 million yen | 141,100 yen | |
Stage 12 | ・Those earning between 6.2 million and 7.2 million yen | 154,500 yen | |
Stage 13 | ・Over 7.2 million yen | 161,200 yen |
Note: You can check your income level and insurance premiums by checking your income and household situation in the chart at the following link.
Income levels and nursing care insurance premiums [2024: Flowchart format] (PDF: 426KB)
Note 1:
The reference date for calculating insurance premiums (assessment date) is the first day of the fiscal year (April 1st).
The levy requirements are determined based on the household situation as of April 1st, so even if there is a change in the household (moving in, moving out, death) after April 2nd, the income level will not change.
In addition, if you have moved from another municipality or have reached the age of 65, the date of qualification acquisition will be the calculation reference date (assessment date).
Note 2:
Total income is the sum of all income from pensions, salaries, business, etc. (income amount minus amount equivalent to necessary expenses), and is the amount before income deductions such as basic deduction and dependent deduction. is. The total income amount used to calculate the insurance premium is the amount after deducting the amount of special deductions related to short-term and long-term capital gains. In addition, the total income amount for stages 1 to 5 is the amount after subtracting miscellaneous income related to pension income.
Note 3:
Taxable pension income refers to the amount of income from pensions that are subject to tax, such as old-age and retirement pensions, and does not include tax-exempt pensions such as survivor's and disability pensions.
Note 4:
The annual amounts for the first to third stages are amounts after public funding has been reduced for those with low incomes.
How to pay insurance premiums
There are two ways to pay insurance premiums, depending on the amount of pension received: deduction from the pension (special collection) and payment by payment slip or bank transfer (normal collection).
Deduction from pension (special collection)
If your pension is 180,000 yen or more per year, the tax will be deducted from your pension.
Note 1: If you are receiving multiple pensions, the pensions eligible for deduction must be 180,000 yen or more per year (not the combined total).
Note 2: If your insurance premium increases midway through the fiscal year, you will need to pay the increased amount by payment slip or direct debit.
Payment by payment slip or bank transfer (normal collection)
Those who fall under any of the following will be required to pay by payment slip or bank transfer.
- Those whose pension is less than 180,000 yen per year
- Those who turned 65 years old (Category 1 insured person) during the fiscal year
- Those who moved from another city, ward, town or village during the fiscal year
- Those whose income level (insurance premium) has changed during the fiscal year
- Those who are repaying or have started repaying their pension secured loan and are not receiving pension payments.
- Those who have had their pension payments adjusted, injunctioned, or suspended (e.g., due to failure to submit a notification of current status, etc.)
Fund transfer (can be used until pension deductions are made)
Procedure for bank transfer
- Prepare your passbook, seal (passbook notification stamp), and nursing care insurance premium payment slip.
- Fill out the necessary information on the ``Account Transfer Request Form'' at your financial institution, etc. and apply.
Note: Please pay attention to the starting period.
List of deadlines for direct debit application forms [2024 fiscal year]
Application date | Start period | Transfer date |
---|---|---|
Until May 31, 2024 | From the first period of the 6th year of Reiwa | July 31, 2024 |
Until July 10 | From the second period | September 2, 2024 |
Until August 10 | From the third period | September 30, 2024 |
Until September 10 | From the 4th period | October 31, 2024 |
Until October 10th | From the 5th period | December 2, 2024 |
Until November 10th | From the 6th term | December 25, 2024 |
Until December 10th | From the 7th period | January 31, 2025 |
Until January 10, 2025 | From the 8th period | February 28, 2025 |
Until February 10th | From the 9th period | March 31, 2025 |
Regarding other payment methods
pagey account transfer
Nursing care insurance premium “Pagey account transfer reception service”
mobile cash register
Smartphone payment app
About nursing care insurance premium reduction/exemption system
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Inquiries regarding this page
Inagi City Welfare Department Elderly Welfare Division
2111 Higashinagumanuma, Inagi City, Tokyo
Phone: 042-378-2111 Fax: 042-377-4781