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Nursing care insurance premiums and how to pay

Updated: July 1, 2024

Insurance premiums for people aged 65 and over (Category 1 insured person)

The standard insurance premium amount for people aged 65 and over is determined based on the total cost of nursing care services used by insured persons in Inagi City.
The standard insurance premium amount in Inagi City is 67,200 yen per year .

Note: "Standard amount" is the amount used as the standard for calculating insurance premiums for the first insured person (those aged 65 or older) under long-term care insurance, and is determined by ordinance.

Income levels and nursing care insurance premiums [2024 fiscal year]

step Target audience Insurance premium (annual)
1st stage ・Recipients of old-age welfare pensions who are exempt from resident tax themselves and all members of their household ・Recipients of welfare assistance ・Recipients of support benefits for Japanese nationals remaining in China ・Recipients who are exempt from resident tax themselves and all members of their household whose total income for the previous year + taxable pension income is 800,000 yen or less

16,600 yen (28,000 yen before reduction)

2nd stage If all members of a household are exempt from resident tax and the sum of the individual's total income for the previous year and taxable pension income is ・Over 800,000 yen and under 1.2 million yen

28,800 yen (42,200 yen before reduction)

3rd stage ・Those who earn more than 1.2 million yen

42,200 yen (42,500 yen before reduction)

4th stage If the person is exempt from resident tax (if there is a person in the household who is subject to resident tax), the sum of the person's total income for the previous year and taxable pension income is ・Those who earn less than 800,000 yen 55,800 yen
5th stage ・Those who earn more than 800,000 yen 67,200 yen
6th stage If the person is subject to resident tax and the total income amount for the previous year is ・Those with less than 1.2 million yen 80,600 yen
Stage 7 ・Persons with a total of 1.2 million yen or more but less than 2.1 million yen 87,300 yen
8th stage ・Persons with income of 2.1 million yen or more but less than 3.2 million yen 100,800 yen
9th stage ・Those earning between 3.2 million and 4.2 million yen 114,200 yen
Stage 10 ・Those earning between 4.2 million and 5.2 million yen 127,600 yen
Stage 11 ・Those earning between 5.2 million and 6.2 million yen 141,100 yen
Stage 12 ・Those earning between 6.2 million and 7.2 million yen 154,500 yen
Stage 13 ・Over 7.2 million yen 161,200 yen

Note: You can check your income level and insurance premiums by checking your income and household situation in the chart at the following link.


Note 1:
The reference date for calculating insurance premiums (assessment date) is the first day of the fiscal year (April 1st).
The levy requirements are determined based on the household situation as of April 1st, so even if there is a change in the household (moving in, moving out, death) after April 2nd, the income level will not change.
In addition, if you have moved from another municipality or have reached the age of 65, the date of qualification acquisition will be the calculation reference date (assessment date).

Note 2:
Total income is the sum of all income from pensions, salaries, business, etc. (income amount minus amount equivalent to necessary expenses), and is the amount before income deductions such as basic deduction and dependent deduction. is. The total income amount used to calculate the insurance premium is the amount after deducting the amount of special deductions related to short-term and long-term capital gains. In addition, the total income amount for stages 1 to 5 is the amount after subtracting miscellaneous income related to pension income.

Note 3:
Taxable pension income refers to the amount of income from pensions that are subject to tax, such as old-age and retirement pensions, and does not include tax-exempt pensions such as survivor's and disability pensions.

Note 4:
The annual amounts for the first to third stages are amounts after public funding has been reduced for those with low incomes.

How to pay insurance premiums

There are two ways to pay insurance premiums, depending on the amount of pension received: deduction from the pension (special collection) and payment by payment slip or bank transfer (normal collection).

Deduction from pension (special collection)

If your pension is 180,000 yen or more per year, the tax will be deducted from your pension.

Note 1: If you are receiving multiple pensions, the pensions eligible for deduction must be 180,000 yen or more per year (not the combined total).
Note 2: If your insurance premium increases midway through the fiscal year, you will need to pay the increased amount by payment slip or direct debit.

Payment by payment slip or bank transfer (normal collection)

Those who fall under any of the following will be required to pay by payment slip or bank transfer.

  1. Those whose pension is less than 180,000 yen per year
  2. Those who turned 65 years old (Category 1 insured person) during the fiscal year
  3. Those who moved from another city, ward, town or village during the fiscal year
  4. Those whose income level (insurance premium) has changed during the fiscal year
  5. Those who are repaying or have started repaying their pension secured loan and are not receiving pension payments.
  6. Those who have had their pension payments adjusted, injunctioned, or suspended (e.g., due to failure to submit a notification of current status, etc.)

Fund transfer (can be used until pension deductions are made)

Procedure for bank transfer

  1. Prepare your passbook, seal (passbook notification stamp), and nursing care insurance premium payment slip.
  2. Fill out the necessary information on the ``Account Transfer Request Form'' at your financial institution, etc. and apply.

Note: Please pay attention to the starting period.

List of deadlines for direct debit application forms [2024 fiscal year]

Application date Start period Transfer date
Until May 31, 2024 From the first period of the 6th year of Reiwa July 31, 2024
Until July 10 From the second period September 2, 2024
Until August 10 From the third period September 30, 2024
Until September 10 From the 4th period October 31, 2024
Until October 10th From the 5th period December 2, 2024
Until November 10th From the 6th term December 25, 2024
Until December 10th From the 7th period January 31, 2025
Until January 10, 2025 From the 8th period February 28, 2025
Until February 10th From the 9th period March 31, 2025

Regarding other payment methods

pagey account transfer

Nursing care insurance premium “Pagey account transfer reception service”

mobile cash register

mobile cash register

Smartphone payment app

About nursing care insurance premium reduction/exemption system

Regarding the reduction/exemption system for long-term care insurance premiums for people aged 65 and over (Category 1 insured persons)

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Inquiries regarding this page

Inagi City Welfare Department Elderly Welfare Division
2111 Higashinagumanuma, Inagi City, Tokyo
Phone: 042-378-2111 Fax: 042-377-4781

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