Inagi city livelihood loan mediation system

Under this system, for those who have temporary difficulty in procuring living expenses (housing funds, educational funds, and childbirth funds), the city will mediate loans to financial institutions that handle them, and subsidize part of the interest on the loans that have been decided. Thing.

• Housing funds Funds for housing extension work, renovation work, repair work, new construction and purchase (including second-hand houses and condominiums)
• Educational funds Entrance fee, admission fee, school payment such as facility equipment fee, lump sum payment of tuition fee, textbook fee, uniform cap fee, etc. Funds necessary for entering higher education
• Birth Funds Birth expenses paid to medical facilities for giving birth (hospitalization fees, delivery fees)

• Loan limit of 3 million yen or less
• Repayment period within 5 years
• Loan interest rate 2.8%
• 0.988% interest rate paid by the person　

• Loan limit of 1 million yen or less
• Repayment period within 5 years
• Loan interest rate 2.8%
• 0.988% interest rate paid by the person

• Loan limit up to 500,000 yen
• Repayment period within 3 years
• Loan interest rate 2.8%
• 0.988% interest rate paid by the person　

Note 1 : If the loan amount is less than 200,000 yen, the repayment period will be within 2 years.
Note 2 Loan interest rates may change from year to year.
Note 3: If a loan guarantee cannot be obtained due to an examination by a credit guarantee institution, etc., the mediation may be unsuccessful, or the loan amount may be reduced from the application amount.

Those who meet all of the following conditions

• Have lived in the city for more than one year
• 20 years old or older (applicant)
• Must not be in arrears with city tax
• The income of the household in the previous year is within 6 million yen
• The length of service or the number of years in business is 1 year or more and is still continuing
• Have a stable and continuous income
• Not currently receiving loan mediation for living expenses

housing fund

New construction and extension/renovation

• Inagi City Living Fund Loan Mediation Application Form (prescribed form of the city)
• Documents certifying the income (income) of all members of the household to which the applicant belongs, such as the previous year's tax withholding slip and a copy of the latest final tax return
• Residence card (whole household, including relationship)
• seal certificate
• Construction contract or construction estimate or construction blueprint (depending on the application)
• A copy of the building confirmation notice (when building confirmation is required)
• Consent from the land owner (in the case of leased land) or certified copy of the land registry (in the case of land ownership)
• Inagi City Wooden House Seismic Diagnosis Subsidy Grant Decision Notice (Only when conducting seismic diagnosis using the Inagi City Wooden House Seismic Diagnosis Subsidy System and conducting seismic reinforcement work)

Purchase of buildings with land (including condominiums)

• Inagi City Living Fund Loan Mediation Application Form (prescribed form of the city)
• Documents certifying the income (income) of all members of the household to which the applicant belongs, such as the previous year's tax withholding slip and a copy of the latest final tax return
• Residence card (whole household, including relationship)
• seal certificate
• Documents certifying new construction or purchase [Copy of sales contract for land or building (with revenue stamp), sketch, survey map of land or public map]

Purchase of land

• Inagi City Living Fund Loan Mediation Application Form (prescribed form of the city)
• Documents certifying the income (income) of all members of the household to which the applicant belongs, such as the previous year's tax withholding slip and a copy of the latest final tax return
• Residence card (whole household, including relationship)
• seal certificate
• Documents that can prove the purchase (a copy of the sales contract for the land or building (with a revenue stamp), a sketch, if the land category of the site is farmland, a farmland conversion permit or proof that the agricultural committee has received or passed through Documents to certify]

education fund

• Inagi City Living Fund Loan Mediation Application Form (prescribed form of the city)
• Documents certifying the income (income) of all members of the household to which the applicant belongs, such as the previous year's tax withholding slip and a copy of the latest final tax return
• Residence card (whole household, including relationship)
• seal certificate
• Documents that show the breakdown of the amount, such as kindergarten/entrance information, payment slips/invoices, etc.

birth funds

• Inagi City Living Fund Loan Mediation Application Form (prescribed form of the city)
• Documents certifying the income (income) of all members of the household to which the applicant belongs, such as the previous year's tax withholding slip and a copy of the latest final tax return
• Residence card (whole household, including relationship)
• seal certificate
• Maternal and Child Health Handbook (will be checked and returned at reception)

Note 1: Since it takes about one month from the time an application is submitted until the loan is executed, please apply early with plenty of time to spare. You cannot apply for a loan that has already been paid.
Note 2 This home loan cannot be combined with a home loan.
Note 3: If you move out of Inagi City after receiving a loan, interest will not be provided from the month following your move out.
Note 4 If there is a change in the repayment plan (excluding advanced redemption) after receiving the loan, interest subsidies will not be made based on the date of the change. In addition, the loan interest rate may change.

• Sawayaka Shinkin Bank Inagi Branch
• Sawayaka Shinkin Bank Yanoguchi Branch
• Jonan Shinkin Bank Inagi Branch
• Kiraboshi Bank, Ltd. Inagi Branch
• Kiraboshi Bank, Ltd. Inagi Koyodai Branch
• Kiraboshi Bank, Ltd. Shinyurigaoka Branch
• Kiraboshi Bank, Ltd. Wakabadai Branch
• Kiraboshi Bank, Ltd. Inada Tsutsumi Branch