セーフティネット保証4号の認定について

A system in which credit guarantee associations guarantee 100% of the loan amount separately from general guarantees as a financing support measure for small and medium-sized enterprises whose sales have decreased due to the occurrence of sudden disasters (natural disasters, etc.) is.

• COVID-19 infection

• The designated period is until June 30, 2024

Note: Please note that from applications for certification made after October 1, 2020, the use of funds will be limited to refinancing (the format of the application form has also been changed).

Small and medium-sized businesses that meet the following requirements　

• The business must have been operating continuously for one year or more in the designated area (Inagi City).
• The corporation must have its head office, etc. in Inagi City. A sole proprietor must have a main business office in Inagi City.
• After being affected by the new coronavirus infection, as a general rule, the sales or sales volume for the most recent month (in the construction industry, the amount of completed construction work or backlog of orders; hereinafter referred to as "sales amount") is the same month of the previous year. Sales have decreased by more than 20% compared to the same period of the previous year, and sales for the next three months, including the next two months, are expected to decrease by more than 20% compared to the same period last year.

• If it is not appropriate to compare the sales amount for the "last month" with the sales amount for the same month of the previous year, it is possible to compare the average sales amount for the "last 6 months" and the average sales amount for the same period last year.
• The scope of the relaxation of requirements also includes small and medium-sized enterprises (excluding (1)) that are subject to the ``relaxation of the operation of certification standards.''

We are relaxing the certification criteria for small and medium-sized businesses that fall under any of the following categories so that founders whose business stability is affected by the effects of the infectious disease can also use the system.
　
[Eligible small and medium-sized enterprises]
(1) The business history must be more than 3 months and less than 1 year and 1 month. (2) Due to the increase in stores since the previous year, it is difficult to obtain certification by simply comparing sales with the previous year.

1. Please complete all documents and submit them to the Economic Affairs Division, Commerce and Industry Section (application by proxy is possible).
2. It will take 2 to 3 days to receive the certificate. Once your certificate is ready, we will contact you by phone, so please come to the Economic Affairs Division Commerce and Industry Section.

1. Certification application form 1 copy
2. 1 copy of documents that can confirm the contents (sales amount) written in the certification application form, such as an accounts receivable ledger
3. In the case of a corporation, one original or copy of a complete history certificate
4. If you are a sole proprietor, one copy of your final tax return for the most recent fiscal year.
5. 1 copy of status sheet and oath

When comparing the sales amount for the most recent month and the average sales amount for the most recent 3 months including the most recent month

• Compare the sales amount in the recent month and the average sales amount from October to December 2019
• Compare the 3 months of sales including the subsequent 2 months (estimated) with the 3 months of sales in December 2019

• Comparing the sales amount for the past month and December 2019
• Compare the sales amount for the next 3 months including the next 2 months (estimated) and 3 times the sales amount for December 2019.